Credit Inquiries: include any request for your credit history.Total Accounts: is a somewhat blended indicator of types of credit used, accounts that are open or have been closed, new credit and length of credit history.In general, creditors like to see that you’ve been able to properly manage credit accounts over a period of time. Age of Credit: details how long your credit accounts have been open, from the oldest to the newest.Making all of your payments on time shows potential lenders how reliable you have been, even if it's just the minimum payment due. This includes everything from credit cards and car loans to mortgages, and student loans. Payment History: is one of the most important factors in determining credit scores.
A high percentage could indicate that you don’t have your spending under control and could be a greater risk for defaulting on your payments. This could include your credit cards as well as any other revolving lines of credit.
The credit report would have the following details:
